This Privacy Policy explains what information Need That Loan (“we”, “us”) collects when you use needthatloan.com and our loan-matching services, how we use it, and the choices you have.
Information we collect
- Application information: legal business name, DBA, entity type, state of formation, years in business, monthly revenue, requested amount, and use of funds.
- Contact information: first name, last name, email, and phone number.
- Account information: email address and hashed password when you create an account.
- Documents you upload: bank statements, tax returns, and voided checks when provided.
- Usage data: pages viewed, referring URL, device and browser type, and ad-campaign source (e.g., which landing page variant you arrived through).
How we use it
- To match your application against our lender network and present offers.
- To communicate with you about your application, offers, and account.
- To detect fraud and comply with legal obligations, including anti-money-laundering and identity-verification laws.
- To measure and improve our marketing and site performance.
Who we share it with
We share the information necessary to process your loan request with lenders in our network and with service providers who help us operate the site (hosting, email, analytics, identity verification). We do not sell your personal information.
Your choices
You can request a copy or deletion of your personal information, or opt out of marketing emails, by emailing privacy@needthatloan.com. Residents of California, Colorado, Virginia, and other states with privacy laws have additional rights, including the right to correct or limit use of sensitive information.
Security
We use encryption in transit and at rest, role-based access controls, and Row-Level Security on our database. No system is perfectly secure, and you should use a strong, unique password for your account.
Changes to this policy
We will post any changes on this page and update the “Last updated” date above. Material changes will be emailed to account holders when we have your email on file.